How Rising Interest Rates Affect Purchasing Power

Thursday, January 17th, 2019
Anthony Gray Properties

You probably instinctively realize that rising interest rates will affect home buyers. The interest rate you pay can make a big difference in the size of the home loan you will qualify for as well as the price of the home you’ll be able to buy. Mortgage brokers use the monthly mortgage payment to determine how much you can afford to pay. Of course the larger the payment, the harder it is to qualify.

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What are Contingencies on a Contract?

Thursday, September 27th, 2018
Anthony Gray Properties

Contingencies are commonplace in contracts of all kinds. A contingency allows for one party or another to legally back out of a contract in the event of some specific condition occurring. They are protection against the unknown.

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The Difference Between a Pre-Qualification vs. Pre-Approval

Wednesday, September 12th, 2018
Anthony Gray Properties

There is plenty of real estate terms used in transactions. Needless-to-say it can be confusing for both buyers and sellers trying to navigate the process. The home loan process might feel overwhelming and difficult to understand. Both buyers and sellers find terms like “PreQualification” and “Pre-Approval” used interchangeably, it’s no wonder they find themselves wondering how to proceed.

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Offer Letters

Monday, July 9th, 2018
Doug Haldeman

 Want to write an offer letter to your seller but don’t know what to say? These templates can help. Most sellers want top dollar and a quick sale on their home. But here’s a secret: They also often have a strong emotional attachment to their soon-to-be former homes.

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